In this wide‑ranging and inspiring conversation, Lord Chris Holmes, one of the UK Parliament’s leading voices on digital innovation, joins Delphine to unpack the future of regulation across blockchain, digital assets, AI, tokenization, and fintech.

Lord Holmes explains the role of the House of Lords in scrutinizing legislation, why “right‑sized regulation” is essential for innovation, and how policymakers can embrace technology without falling into the trap of over‑ or under‑regulating.

They discuss:

• 🇬🇧 The UK’s opportunity to lead global fintech and digital asset innovation
  
  
• ⚖️ The myth that innovation and regulation are mutually exclusive
  
  
• 💡 Tokenization, AI, DLT, and the “human‑led” approach to emerging tech
  
  
• 🌐 Interoperability across regulators, technologies, and jurisdictions
  
  
• ⚙️ The future of stablecoins and CBDCs in the UK
  
  
• 🤝 Financial inclusion as a human‑rights imperative

Plus: his Paralympic swimming career, the power of teamwork, and why he proudly wears a tie to crypto events.